How much does a course cost?

The cost of studying can be roughly divided into two areas:

1. The study costs:

Tuition costs are the costs charged by the university. At the THM and at state universities this is the so-called semester fee. How high this was in the last semesters and what it consists of can be seen on the Student Secretariat website read.

In certain cases, there are also other costs that may be incurred for studying. These depend on the individual circumstances and the field of study. This includes, for example:

• teaching material
• textbooks
• laboratory materials
• Material costs for models
• Etc.

Good to know: Tuition fees, such as those incurred at private universities, no longer exist at state universities in Hesse!

2. The cost of living

The cost of living is the cost of living Rent, food, insurance, clothing etc. accrue. A large survey of students has shown that the study costs vary depending on the university, region and individual needs 700-1600 euros needed to finance a degree.

That Accommodation is the largest item of expenditure for many students. What are the possibilities in Gießen , Friedberg or Wetzlar apartment, one flat share or a room in one dorm to find, we show on our Information page on housing.

THM students also generally have the option of paying their parents (if they are not privately insured) free of charge up to the age of 25 family insurance to stay. Who before studying about his parents privately insured was, can remain so, but then not switch to the statutory health insurance during the course of study. Anyone starting a course of study must register before enrolling insurance certificate get his health insurance!

Opportunities for financing your studies

There are several options for financing your studies, which are listed here. Most students finance their studies through a mixture of different options.

1. Own reserves or financial support from others

This includes, for example, money that was lost during training or employment saved became or the financial support from parents. It's a government contribution child support, which is usually paid until the age of 25 while studying. You can find out more, including the obligation for parents to provide financial support for their studies, at Pages of the Deutsches Studentenwerk read.

2. Scholarships

The scholarship is the cheapest way to finance your studies because you do not have to pay it back. Around three percent of all German students currently benefit from a scholarship. Next to the financial support there is usually one ideal promotion. More answers our Scholarship Competence Corner.

3. BAföG

The BAföG is the government study grants, the amount of which varies according to the income of parents measured. The amount of the BAföG is determined in defined conditions for each individual case. The current maximum is at 934 euros. Since this is a very individual calculation, we always recommend consulting with the Student Union Gießen. The also provides a first assessment BAföG calculator. By the way, with BAföG only the half the money, until maximum 10,010 euros, to be repaid, the other half is a government grant.

You can also submit your application online at: www.bafög-hessen.de.

In most cases, an application is worthwhile, because BAföG is also paid proportionately.

4. Jobbing while studying

Many students work to improve their financial situation. As a rule, there is enough time in addition to studying, for example to 520 euro job exercise. However, it is important to pay attention to various issues, such as tax or insurance issues. Detailed information on this can be found on the website of German Student Union.

If you have one job search, feel free to look at the THM job portal or the Job exchange of the Gießen student union over.

That offers personal advice Student Union Gießen on.

5. Student and educational loans

credit means that after completing your studies (possibly with a short break), you must return your monthly monies received during your studies repay – plus interest. There are numerous providers with different offers. That Student Union Gießen advises and supports the application process.

A NOTICE: Before taking out a student loan, please check all the options already mentioned in detail and only decide on a loan if the other options are not sufficient!

6. Study Fund

Study funds are also a way of financing your studies, in which at the end the funds received repaid be - on individually agreed terms, as “reverse generation contract”. However, the principle is a bit different than with loans or BAföG, so it depends on individual opportunities in the later job market or similar and you pay pro rata of his future income return. Depending on your personal situation, this can also be (significantly) more than you received during your studies, but nothing if you have no income.

A NOTICE: As with loans, we recommend that you find out more about the terms and conditions of the various providers before you apply for or decide on a study fund.

Central students advisory service

To get an initial overview, students can contact the THM directly Central students advisory service turn. Please note that BAföG applications can only be submitted directly to the Office for Educational Support processed and information can only be given there.

Social and financial advice from the student union

THM students can continue to contact the Advisory service of the Gießen student union as a service provider of THM - this has already been mentioned many times in the above points. The colleagues offer advice on the following topics:

• Working and studying
• Financing advice
• Insurance coverage
• Studying with a child
• Studying with a disability
• Counseling for foreign students