How much does a university degree cost?

The costs of studying can be roughly divided into two areas:

1. The cost of studying:

Tuition fees are the costs charged by the university. At THM and other state universities, this is called the [missing information] Semester feeHow high this figure was in recent semesters and what it consists of can be found on the Student Secretariat page Read more.

In addition, there may be further costs associated with studying in certain cases. These depend on individual circumstances and the field of study. Examples include:

• Teaching materials
• textbooks
• Laboratory materials
• Material costs for models
• Etc.

Good to know: Tuition fees, such as those charged at private universities, no longer exist at state universities in Hesse!

2. The cost of living

The cost of living refers to the costs incurred for Rent, food, insurance, clothing etc. A large survey of students revealed that tuition fees vary depending on the university, region, and individual needs, ranging from.. 700-1600 euros needed to finance a degree.

The Accommodation For many students, this is the biggest expense. What options are available in Giessen , Friedberg, or Wetzlar? Apartment, one shared apartment or a room in a dormitory We'll show you how to find it on our Information page about housing.

Students at THM also generally have the option of being covered free of charge through their parents (provided they are not privately insured) until they reach the age of 25 family insurance to stay. Anyone who talks about their parents before studying privately insured If you were already insured, you can remain insured, but you cannot switch to statutory health insurance during your studies. Anyone starting university must choose a health insurance provider before enrolling Insurance certificate Get it from your health insurance company!

Options for financing your studies

There are several ways to finance your studies, which are listed here. Most students finance their studies through a combination of different methods.

1. Personal savings or financial support from others

This includes, for example, money earned during education or employment saved up was or the financial support from parentsOne contribution from the state is this Child benefitThis allowance is usually paid during studies until the age of 25. Further details, including information on parental obligations for financial support of studies, can be found at [website address] pages of the German Student Union Read more.

2. Scholarships

A scholarship is the most affordable way to finance your studies because you don't have to pay it back. Approximately three percent of all German students currently benefit from a scholarship. In addition to the financial support There is usually also a non-material supportOur [contact person] will answer any further questions Scholarship Competence Corner.

3. BAföG

BAföG is the state student funding, the height of which depends on the Parents' income The amount of BAföG (Federal Training Assistance Act) is determined according to specific conditions for each individual case. The current maximum rate is.. 934 eurosSince this is a highly individualized calculation, we strongly recommend consulting the relevant expert Student Union Giessen. An initial assessment is also provided by the BAföG calculatorIncidentally, only the following applies to BAföG (Federal Training Assistance Act): half the money, until maximum 10,010 euros, to be repaid, the other half is a government grant.

You can also submit your application online at: www.bafög-hessen.de.

Applying is worthwhile in most cases, because BAföG is also paid proportionally.

4. Working alongside your studies

Many students work to supplement their income. Usually, they have enough time alongside their studies to, for example, 520-euro job to exercise this skill. However, it is important to pay attention to various issues, such as.. Tax or insurance aspectsDetailed information can be found on the Website of the German National Association for Student Affairs.

If you have a job If you are looking for something, feel free to look in THM job portal or the Job portal of the Giessen Student Union over.

The company offers personal consultation Student Union Giessen to.

5. Student and education loans

credit This means that after graduation (possibly with a short break), you must repay the monthly funds you received during your studies pay it back – plus interest. There are numerous providers here with different offers Student Union Giessen provides advice and support with the application process.

A NOTICEPlease thoroughly examine all the aforementioned options before taking out a student loan and only decide on a loan if the other possibilities are insufficient!

6. Study fund

Study funds are also a way to finance studies, where the funds received are ultimately.. repaid will be – under individually agreed conditions, as "reverse generational contract". However, the principle is somewhat different than with loans or student loans (BAföG), as it depends on individual opportunities in the later job market, etc., and one pays proportionally from his future income back. Depending on personal circumstances, this can be (significantly) more than you received during your studies, but if you have no income, it will be nothing.

A NOTICEAs with loans, we recommend that you thoroughly research the terms and conditions of the various providers before applying for or deciding on a student loan fund.

Central students advisory service

To get an initial overview, students within THM can contact the Central students advisory service Please note that BAföG applications can only be submitted directly to the BAföG office Office for Educational Support Processing will only take place there, and information will only be given out there.

Social and financial advice provided by the student union

Students at THM can still contact the Student Services Advisory Service of the Giessen Student Union as a service provider of THM – this has already been frequently mentioned in the points above. Our colleagues offer advice on the following topics:

• Working and studying
• Financing advice
• Insurance coverage
• Studying with a child
• Studying with a disability
• Advising international students